There several different methods to repaying your loan off. These are either by Direct Debt, Directly from your Salary, using the Loan Service Net (LSN) system over the Internet or Phone Line

If you have any problems understanding simply fill out the form under Contact Us, or call AMO on 133 266 to speak to one of our friendly customer support staff.

Redraw is a loan facility enables you to make additional repayments on your loan and then access these extras funds when necessary.

Yes, if you are on variable interest rate loan.

The interest rates are the same as a home loan interest rate.

The First Home Owner Grant (FHOG) is a one off payment of $7,000 which is eligible for all Australian's who are purchasing their first property as their place of residence.

There is no charge for splitting your loan, you are allowed to have four different splits.

Depending on the loan you are after, the documents required from you range from, two pay slips or a letter of employment (if self-employed two years balance sheets and two tax returns for your business), two years Tax Returns or Group Certificates, 100 Points ID (e.g. Passport, Drivers License and Birth Certificate), Confirmation of Deposit, copy of front page of contract - if purchase, Rent Letter - if investment, Rates notice for any existing property(ies), Copy of existing loan statements for last 12 months (if refinancing), Mandate/Consultant Agreement, $300 part establishment fee, Home Building Insurance, Other Insurance.

Applying for a loan with AMO is easy. Simply following the directions for applying online, or download the application and fill it out. If you prefer the traditional method, simply call Australian Mortgage Options on 133 266 to speak to one of our friendly consultants.